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As per our company’s policy, the officers in our grade and above are provided with car, for their official and personal use. The eligible officers are given a choice to select model and colour of car, from the makes identified for their grade. The available car models (only petrol) are: Hyundai Verna Xi, Ford Fiesta ZXi, Maruti SX4 VXi and Chevrolet Aveo 1.4. We are requested to choose only one of the vehicles mentioned above. After the expiry of five years, the officer can buy the car originally provided at five per cent of the purchase cost. What would you advise?

ICICI, Citi among 17 in race to manage NMDC issue
ICICI Securities, Citigroup and Morgan Stanley along with 14 other merchant bankers have submitted bids to manage the estimated Rs 14,000-crore disinvestment of the state-run iron ore producer NMDC.

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Wkly Tech Analysis: Market likely to drift lower
The market as expected drifted lower after giving a downward breakout. It may test further lows before bouncing back.
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Syndicate Bank net drops 32% to Rs 177 cr

Public sector Syndicate Bank today reported a 32 per cent drop in net profit to Rs 177.8 crore for the second quarter ended September 30 as compared with the corresponding quarter of last year. Its operating profit for the second quarter declined 5.2 per cent to Rs 443.3 crore compared to the year-ago period. - "Our balance sheet is still bigger" - ICICI Bank net up 2.5% - IRB Infra Q2 PAT jumps 80% at Rs 74.31 cr - MTNL net declines 77.5% at Rs 20.58 cr - Indian Hotels Q2 PAT dips 76% to Rs 12 cr - Reliance Capital Q2 net dips 32% to Rs 156 cr Its total income was Rs 2,820.6 crore, a moderate growth of 11.6 per cent from the same period last year. The drop in net profit was due to a 17.3 per cent fall in net interest income to Rs 617.8 crore and higher provisions, which stood at Rs 195.4 crore, an increase of 42 per cent. The bank’s higher tax outgo at Rs 70 crore, an increase of 20 per cent, added to the drop in net profit. Return on assets dropped to 0.55 per cent, compared to 0.99 per cent in the year-ago period. The capital adequacy ratio during the quarter stood at 13.26 per cent, compared to 12.54 per cent in the year-ago period.


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